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Debt Collection FAQs » Debt Collectors Subject to FDCPA

What Debt Collectors are covered under the FDCPA Laws?

Know who is subject to FDCPA law

Any collector who regularly collects debt must follow the FDCPA guidelines. This can include: collection agencies or creditors collecting for other collection agencies and lawyers who regularly collect debt. Exemptions to the FDCPA guidelines may include in-house collection agents who collect their own debt such as a department store collection agents and banks or credit card companies. If the in-house collection agent hires a third party to collect their debt, the third party must abide by the Fair Debt Collection Practices Act guidelines.

Do You have an FDCPA Case?

  • Have you received multiple calls from a debt collector?

  • Has a debt collector ever threatened to take any action against you (legal or otherwise)?

  • Has a debt collector ever contacted anyone other than your spouse about your debt?


If you answered "Yes" to any of these questions, your FDCPA rights have been violated and you should FIGHT BACK. Complete the Free Case Review form and an FDCPA Attorney will contact you to discuss your case. Don't wait -- get help Today!