What are my FDCPA Rights if a debt collector has violated FDCPA laws?
Learn your Rights under FDCPA
An individual may sue a collection agency for any FDCPA violation in a federal or state court with in one year of the FDCPA violation. Judgments against the collection agency may include damages for injuries suffered from the FDCPA violation. A judge may also allow you to collect up to $1,000 even if you fail to prove you have suffered from actual damages. Collection agencies may also have to reimburse your fees for all attorney and court costs. In addition, you may be able to file a class action lawsuit for compensation up to $500,000 for FDCPA collection violations.
Debts are not dismissed even if you prove the collection agency used illegal debt collection methods under FDCPA.