Dealing With Creditors
Your Rights When Dealing with Collection Agencies
Being in debt is not fun when you fall behind on your bills. Creditors can become very persistent when they are trying to get you to pay. Some will even threaten you. There are some laws that protect you from the abusive tactics that some debt collectors use to scare you. Are you the victim of persistent phone calls or threatening conversations?
As a consumer, you're protected from several abusive or harassing techniques under the Fair Debt Collection Practices Act. Debt collectors cannot lie to you, and they are prohibited from speaking to anyone besides you about your debt.
If you are being harassed by a debt collector, you have options. Contact an attorney who is knowledgeable about your rights under the Fair Debt Collection Practices Act. A skilled lawyer's counsel will give you the confidence to handle the harassment and the knowledge to get your creditors off your back.
As your advocate, an attorney experienced in debt collection law will show you how to protect yourself and your family from the nagging phone calls and harassment of debt collectors.